Have you overestimated what you can afford to pay each month? Do you have credit card debts, mortgage debts, and personal loan debts? Finding it difficult to meet your debt commitments? Does the thought of your repayments send a nervous chill down your spine?

Areca Finance's debt consolidation service can assist by rolling all your debts into one easy to manage loan. By assessing your current financial situation we will assist you to find your way clear of your debt worries.

Are you worried you're paying too much for your current home loan? Have you fallen into mortgage repayment arrears? Would you like to look at refinancing options? Do you want to achieve control over your debt?

Areca Finance are the professionals when it comes to offering easy to manage repayment options designed to reduce your current payment commitments. Our mortgage refinancing solutions may even apply if you have judgements, defaults, are ex bankrupt, or current part IX or part X.

Are you sick and tired of the banks saying “you don't earn enough” or “ your financials aren't looking too healthy”? Are you frustrated that at least two years of financials are usually required for loans?

The Areca Finance team ‘think outside the square' when it comes to loan options for you! We take into account your whole financial situation, including your equity and can offer unregulated loans designed to meet your requirements. For those who do not fit the rigid lending criteria of the traditional bank or mortgage lender, these loans are designed for you!

Are you tired of having your loan applications rejected due to a bad credit history? Do you find five years too long to wait for your credit rating to clear? Do you still want to secure a financial future? Do you want to begin to repair your credit history?

Areca Finance can assist you to obtain a loan even if you have a bad credit rating, and in turn this can eventually help put your credit rating back on track. We believe in second chances and although there is no quick fix on a bad credit rating, Areca Finance will find a lending solution to suit you.

Are you ready to purchase a home? Are you daunted by the range of loan choices, technical jargon, and variety of rates in the marketplace? Want to know what it all means? Do you need to know how much you can borrow?

If you're in the market to purchase a new home then speak to the team at Areca Finance. We'll select the optimum home loan for you and help dispel the borrowing myths. We can even help with your pre approvals by having your finance approved before you start looking for a home. This means you'll know exactly how much you can borrow and ensures you can place an offer with the confidence of approved finance.

Have you had problems getting a personal loan in the past? Would you like that dream holiday or that new boat or car? Are you confused about secured and unsecured loans? Would you like someone to help explain the financial jargon? Have you been thinking about consolidating your debts?

Areca Finance is your finance friend. We excel at finding the right loan for your individual situation. Where other financial institutions may reject your loan application, we strive to find a solution to meet your requirements. We understand that there are many unique financial aspects to individuals and can offer you a custom-designed personalised loan.